By Solomon Whyte, MoreCribs
Moving to Ghana in is an exciting prospect for many, whether for business opportunities, reconnecting with your heritage, or simply seeking a fresh start in a vibrant and culturally rich country. As Ghana continues to evolve as the gateway to Africa’s economic and cultural renaissance, it’s important to be well-prepared for your move. Here are some key things to consider before making the leap:
1. Understand the Cost of Living
While Ghana is relatively affordable compared to many Western countries, the cost of living in major cities like Accra has risen in recent years. Housing, particularly in prime areas, can be expensive, so it’s essential to budget carefully. Utilities, internet, and imported goods can also be costly, but local produce and services are more affordable. In Ghana is a cashless system compared to the credit systement in the western world.
2. Secure Accommodation in Advance
Finding the right place to live can be challenging, especially in high-demand areas. MoreCribs recommends working with reputable real estate agents or property management companies to secure housing before your arrival. Whether you’re renting or buying, ensure all agreements are documented and legally binding. MoreCribs has partnered with some reputable firms to solve all housing and rental needs.
3. Learn About Local Culture and Customs
Ghana is known for its warm hospitality, but understanding local customs will help you integrate more easily. Greetings are an important part of daily interactions, and respecting traditional practices and cultural norms will go a long way in building relationships. The main language is Twi so makes sure at least you can say Maakye ( good morning or Akwaaba (welcome). A simple effort to speak the local language normally make the locals even more receptive
4. Sort Out Residency and Legal Requirements
Ensure you have the appropriate visas and permits to stay in Ghana legally. The Ghana Immigration Service offers various residency options depending on your purpose for moving, such as work, study, or retirement. It’s also advisable to register with your home country’s embassy once you’re settled. Check the government website for all information on Visas https://home.gis.gov.gh/permits-and-visas/
5. Plan for Health and Medical Needs
Healthcare in Ghana varies widely between urban and rural areas. While Accra has modern private hospitals, public healthcare facilities may lack resources. It’s wise to have health insurance that covers private healthcare and consider vaccinations for diseases like yellow fever and malaria prevention measures.
6. Set Up Your Finances
Ghana’s currency is the Ghanaian cedi (GHS). Opening a local bank account will make transactions easier, especially for paying bills and receiving payments. Familiarize yourself with exchange rates and transaction fees if you’re transferring money from abroad. Mobile money services are also widely used for payments and transfers. MoreCribs has a special partnership with PayAngel Money to easily move money for housing projects or get around in Ghana see more https://www.payangel.com/
7. Prepare for Transportation Challenges
Public transportation in Ghana includes tro-tros (shared minibuses) and taxis, but they may not be convenient for everyone. Ride-hailing apps like Bolt and Uber are available in major cities. If you plan to drive, note that traffic can be chaotic, and it’s essential to have a valid Ghanaian driver’s. Those with foreign driving licenses must convert them to a Ghanaian driving license https://www.dvla.gov.gh/single_service.php?service=WEEvaENpL3VyK3BxTER3cTFYYVJqUT09&utm_source=chatgpt.com
8. Embrace the Climate
Ghana has a tropical climate, with two main seasons: rainy and dry. Pack accordingly and prepare for warm, humid weather most of the year. Access to air conditioning can be a major factor when choosing accommodation. You must also know electricity fluctuations might occur hence look out for load shedding calendar to keep abreast of things with the Electricity Company of Ghana
9. Opportunities and Business Potential
Ghana’s economy is growing, with opportunities in real estate, agriculture, technology, and tourism. The government’s pro-business policies and initiatives like the African Continental Free Trade Area (AfCFTA) make it an attractive destination for entrepreneurs. Research your industry and network with local professionals to understand the market. Look up the Ghana Investment Promotinon Center https://gipc.gov.gh/investor-guide/ or www.Impactghana.co.uk to support community projects.
10. Stay Connected
Internet and mobile connectivity in Ghana have improved significantly, but speeds may vary by location. Major providers like MTN, Vodafone, and AirtelTigo offer reliable services, and mobile money platforms make transactions seamless. Staying connected will help you navigate life in Ghana more effectively.
Final Thoughts
Moving to Ghana can be an incredibly rewarding experience if you’re prepared. At MoreCribs, we specialize in helping individuals and families transition smoothly by offering tailored property management and construction services. Whether you’re building your dream home or looking for expert advice on settling in, we’re here to help.
With the right mindset and preparation, Ghana can become more than just a place to live—it can become home.